The United States is currently facing a maternal health crisis. Nearly two out of every three adult women enrolled in Medicaid are in their reproductive years (ages 19-44), and Medicaid currently finances about 42% of all births in the United States. With the rising maternal mortality rates and significant racial and socioeconomic disparities, now is the time to prioritize solutions that will advance maternal health outcomes. One promising solution is making sure new moms have adequate postpartum coverage.
Before recent policy advancements, women with pregnancy-related Medicaid coverage would lose their benefits 60 days after the end of their pregnancy. With previous federal leadership there was a strong commitment to addressing the growing maternal mortality crisis by implementing policies to improve the overall experience of pregnancy, birth, and postpartum for women across the country.
One of the many tools for addressing the current maternal health crisis is utilizing Section 1115 of the Social Security Act, known as 1115 Medicaid waivers. In recent years the federal government has encouraged the use of 1115 waivers to increase patient access to and coverage of comprehensive, high-quality maternal health services from 60 days to 12 months postpartum. to address the maternal health crisis.
Medicaid 1115 waivers allow states to tailor coverage to their needs
A 1115 waiver is a policy tool used by states to expand Medicaid coverage in a way that best fits their state residents. It allows states to test new approaches in Medicaid to expand access to services for certain populations to improve health by providing preventive and primary care services that are tailored to meet the unique needs of each patient that is served.
Community Health Centers (CHCs) serve a diverse set of populations, including one in four racial and ethnic minorities, with over one in three health center patients identifying as Hispanic, 13% as Black, 6% as Asian, and 59% as White and non-Hispanic. It is important to note pregnancy-related mortality rates among Black and Asian, Indian, and Alaskan Native women are over three and two times higher, respectively, compared to the rate for White women. Black, Asian, Indian, Alaskan Native, Native Hawaiian, and other Pacific Islander women also have higher shares of preterm births, low birthweight births, or births for which they received late, or no prenatal care compared to White women.
Under the Biden Administration, the American Rescue Plan of 2021 gave states the option using a 1115 waiver to extend Medicaid postpartum coverage from 60 days, a period often inadequate for addressing complications that arise later, to a full 12 months. This is crucial as common pregnancy-related complications can require care over a longer period such as postpartum depression, which can sometimes take six months or more to appear after giving birth.
Nearly all states offer postpartum coverage through Medicaid 1115 waivers
Currently, many states have embraced this opportunity: 47 states have extended postpartum coverage, two states have pending state actions, and one state has a pending federal action. Arkansas remains the only state that has not taken any action toward extending postpartum care coverage. In contrast, Virginia is a leading example by utilizing this opportunity to offer continuous postpartum care to its residents.
Virginia’s implementation includes coverage, population, and benefits under its postpartum extension through the Section 1115 waiver regardless of change in income which ensures continuous eligibility. In addition, the state of Virginia offers increased access to medical and behavioral health care services and treatments for women in the postpartum period that address health-related social needs for postpartum Medicaid and CHIP-enrolled women. This unrestricted coverage in Virginia ensures that mothers have access to essential healthcare services that address postpartum complications and lead to improved maternal health. Comprehensive healthcare coverage without limitations can help reduce maternal deaths by providing timely access to necessary care.
The maternal health crisis in the United States demands immediate and sustained action, with extending postpartum coverage being a crucial step toward improving maternal health outcomes. It is important for each state to maximize 1115 waivers to its full capabilities to address the ongoing issue of our maternal health crisis. Expanding health care coverage allows health centers to provide the best service for their patients. Having comprehensive health insurance allows the ability to receive preventative services and treatments that reduce health risks during the postpartum period. With health centers leading in primary care and being trusted providers, they are positioned to cater to postpartum needs and overall wellbeing of mothers.